If something were to happen to you, would your loved ones be protected? Life insurance is needed if others depend on you for financial support in the event of your death. Even if you are married and your spouse is bringing in an income, having both people covered still protects the other during that difficult time. For spouses that do not work, a stay-at-home parent, for example, the passing of that individual, can also create financial hardships regarding childcare and handling domestic responsibilities.
Life Insurance can be set up as a term or permanent policy. It protects from the costs that arise from the sudden passing of a loved one, as well as provides the peace of mind that they will be cared for when they may need it the most.
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